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Knight-Dik Insurance Agency, Inc. Blog: workers compensation insurance

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Anyone could get hurt on the job. If you are an employee, you often have a right to apply for workers’ compensation. If you are the employer, you have a responsibility to ensure the employee receives the funds owed. How does this coverage protect both parties? How must both parties work together to achieve the appropriate results? READ MORE >>

The Insurance Journal covered a recent insurance summit. One panel discussed ways to lower workers' compensation insurance costs.  Of course, businesses also want to offer their employees the best care. They just want to offer that care in a cost-effective way. READ MORE >>

Accidents occurring in company-driven vehicles can be complex to manage. Businesses with employees who drive trucks or other vehicles need comprehensive business insurance. This includes commercial auto insurance. It also may include workers compensation insurance. READ MORE >>

Many companies require employees to perform the same tasks day in and day out. It is not necessarily like this only in factory-type jobs. Even office workers spend their time doing the same activities most days. In some situations, this type of work can lead to injuries. READ MORE >>

There are many people who experience injuries at work. They may slip and fall. They might smash their finger in a door. In most cases, workers’ compensation insurance covers work-related injuries. What Is Workers’ Compensation Insurance? READ MORE >>

It’s common for business owners to see workers compensation insurance as a basic expense of doing business and hiring employees. Yet, it provides a wide range of financial protection and can help to ensure that good relationships exist between you and your employees. READ MORE >>

Workers compensation insurance can allow employees hurt on the job to obtain the medical care they need. This is a type of business insurance secured by the business owner and put in place to minimize any financial obligation from the employer for covered claims. READ MORE >>

Some small businesses believe they do not need to have workers compensation insurance. They are small. Their employees are “friends” of the company so it’s thought that they’re less likely to sue. The problem is, they could become hurt—or even worse—while on the job, and that could place a significant amount of financial risk on the organization. READ MORE >>

For many employers, workers compensation insurance is required by law. Workers compensation protects both the employer and the employee. Employers who provide their employees with workers compensation are agreeing to cover medical bills and lost wages for their employees if they are injured on the job. READ MORE >>

Are you hiring the right people for your company? You may be able to tell just in the way they help meet your company goals. However, when it comes to hiring, there's another factor to take into consideration aside from just the individual's ability to meet sales goals. READ MORE >>

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Knight-Dik Insurance Agency | Mercantile Center, 120 Front Street, First Floor, Worcester, MA 01608 | Ph: 508.753.6353 | Fx: 508.752.1764
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