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Knight-Dik Insurance Agency, Inc. Blog: insurance

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For business owners, workers' compensation insurance is a necessity. By learning how the system works, however, you can lower your costs. You can also make sure you’re getting what you’ve paid for. Once you’ve identified a few key components, you can also plan for unexpected events. READ MORE >>

Some auto insurance companies offer nice features with their policy that could provide some financial protection to new car owners. A new car replacement guarantee is one of those. If your insurer offers it, it means the company is likely to replace your car if totaled during the first year. READ MORE >>

The feeling of sending in your final mortgage payment can be amazing. For many property owners, this is one of the largest payments they make each month. Now that you do not have this debt, you may feel it is okay to stop purchasing home insurance. However, this can be a very big risk. READ MORE >>

The goal of any insurance platform is to protect its beneficiary. To take care of your employees, you need to support them with high-quality health and safety solutions. While your business’s workers' comp insurance policy might be good, it could be better. What are some of the ways your policy can provide better benefits? READ MORE >>

Buying a brand new car means paying a significant amount more than buying a used vehicle. However, your driving risks remain the same (if not more). Considering this, it is important for vehicle owners to have ample protection in place for their car. If an accident occurs right after you purchase your car, a basic car insurance plan may not be enough. READ MORE >>

It is not uncommon for individuals to avoid filing a home insurance claim. Something happens, but they do not want to file a claim. They worry the act of filing a claim will increase their premiums. This is not always the case. What can you do to prevent these problems? You have insurance for a reason. READ MORE >>

Many employers will face instances in which an employee cannot return to work. This may be due to an on-the-job injury. When this occurs, it can be a primary goal to get those individuals back to work. The longer they cannot work, the longer you will pay for their lost time. This becomes costly. READ MORE >>

When you get insurance, you are going to have to pay for it. This comes in the form of a premium. Think of your premium as the price you pay for an insurer to offer you your coverage.  Like with every service, most insurers don’t like it when you don’t pay your bill. READ MORE >>

Though durable, homes cannot withstand excessive exposure, especially to pests. Among the most common home invaders are bugs and vermin, as well as mold. Each pest can create their own problems, health hazards and significant repair  bills. As a result, homeowners should do everything they can to keep pests out. READ MORE >>

Workers’ compensation is a valuable form of supplementary income. It can help those who get hurt and cannot work still have money in their pockets. Still, you’re likely going to have to look at local law to see if you qualify for this protection. Different states govern their workers’ compensation systems differently. READ MORE >>

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Knight-Dik Insurance Agency | Mercantile Center, 120 Front Street, First Floor, Worcester, MA 01608 | Ph: 508.753.6353 | Fx: 508.752.1764
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