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Winter DrivingWinter means rain, fog, ice and snow. All of these nuisances can lead to lower visibility while you are driving and a greater chance of being in an accident. But you can lower the odds of having an accident, and, in turn, keep your car insurance premiums low. How? By following these tips and by asking your independent insurance agent if he or she has any additional tips.
  1. Allow extra time. When winter weather hits, you need extra time since you must drive slower. When you give yourself the extra time, you won't feel as anxious about being late, which helps make you a safer driver.
  2. Increase distance. When the roads are wet or icy, your car needs more time to stop. So increase the distance between you and other cars. This will help reduce the risk of fender benders.
  3. If the fog makes it difficult to see, use dipped headlights — if you have them. Never use bright lights in fog, and use your wipers to help keep the moisture off the windshield. Slow down and give yourself extra time and space.
  4. Avoid sudden braking and fast accelerations. You never know when there is ice under the snow, or there is black ice. In winter weather, avoiding sudden actions will help you keep the car under control.
  5. Clear your car of snow. We have all seen the car driving down the road with snow on the roof. It might be funny at first, but not when that snow flies off and you can't see anymore. So, clear off your car. Make sure snow won't blow off and blind you or someone else.

Besides keeping you from being in an accident, how can these tips help you save on car insurance? Well those who follow these tips are mature drivers who are not willing to take unnecessary risks. Some insurance carriers may offer discounts to safe drivers and/or drivers who avoid accidents for a certain period of time.

Get the coverage you need. Call Knight-Dik Insurance Agency at (508) 753-6353 for more information on Worcester auto insurance.

Also Read: Tips for Insuring Your Teenage Driver

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Knight-Dik Insurance Agency | Mercantile Center, 120 Front Street, First Floor, Worcester, MA 01608 | Ph: 508.753.6353 | Fx: 508.752.1764
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