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Knight-Dik Insurance Agency, Inc. Blog

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Contractors insurance typically covers contractors for on-the-job hazards. This means that they're going to be covered should someone be injured in the course of their performing the job, or if there is damage to the client's property. READ MORE >>

As a business owner, you take responsibility for the environment of the operation, and the conduct within. You want a nice, safe, honest and secure business, to put it lightly. But, how can you respond if a dissatisfied customer has a bone to pick? READ MORE >>

Most drivers know that they need motor vehicle insurance. State laws usually require all drivers to carry liability coverage, at minimum. Still, what type of policy you need will depend on what type of vehicle you drive. Often, this might not be your average sedan, convertible or SUV. READ MORE >>

You can get life insurance when you are young. In fact, the earlier you get it, the more you might save on your premiums. However, if you aren’t married, or don’t have children, you might wonder who will benefit from your policy? Who could be your beneficiary? READ MORE >>

Anyone could get hurt on the job. If you are an employee, you often have a right to apply for workers’ compensation. If you are the employer, you have a responsibility to ensure the employee receives the funds owed. How does this coverage protect both parties? How must both parties work together to achieve the appropriate results? READ MORE >>

Today, business owners work with independent contractors to handle many of their specific needs. Yet, many also still use employees to handle tasks such as courier work or product delivery. When you have employees doing the work, you need to have insurance to protect those drivers and your assets. READ MORE >>

Buying a home means you will need to think about insuring the property. However, in many cases, the choice to forego coverage is often not optional. You'll generally face a requirement to get homeowners insurance and other coverage. At times, depending on where you live, you might also face a requirement to get flood insurance. READ MORE >>

As a small company, you may not think much about lawsuits or claims from customers. You work to provide a service or product to your customer and do your best at it. Yet, risk follows every company. Without general liability insurance, a small business is vulnerable to financial loss. READ MORE >>

If you own a car, you probably have car insurance. You probably have home insurance on your house as well. You want coverage to protect your assets in case of unexpected, unpreventable accidents. However, there will always be a risk that your coverage won't fully cover one of your losses. READ MORE >>

Imagine going to bed at night with no worries. In the middle of the night, an alarm sounds, warning you to get out of the house. You smell nothing. You can’t see anything wrong. What is wrong? Carbon monoxide is a silent, deadly killer specifically worrisome during the winter months. READ MORE >>

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Knight-Dik Insurance Agency | Mercantile Center, 120 Front Street, First Floor, Worcester, MA 01608 | Ph: 508.753.6353 | Fx: 508.752.1764
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