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Knight-Dik Insurance Agency, Inc. Blog: insurance

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Think about what your car means to you? Transportation and a source of pride at minimum. If it suddenly disappeared, you have a big problem on your hands. No one wants to face the prospect of vehicle theft. However, it’s a very real threat. Car theft in 2016 resulted in an average dollar loss of $7,680/theft. READ MORE >>

Cold temperatures, snow, ice and other winter hazards might wreak havoc on a local area. Property damage frequently arises from winter storms. Following damage, many homeowners turn to their property insurance to help repair damage. However, you don’t want to file a claim unless you have to. READ MORE >>

The Insurance Journal covered a recent insurance summit. One panel discussed ways to lower workers' compensation insurance costs.  Of course, businesses also want to offer their employees the best care. They just want to offer that care in a cost-effective way. READ MORE >>

You may hear that you can save money by bundling auto insurance. The process involves buying car insurance and other insurance with one insurer. Buying more than one policy from the same agency may help you save money. This type of insurance offer is available from many insurers. READ MORE >>

Accidents occurring in company-driven vehicles can be complex to manage. Businesses with employees who drive trucks or other vehicles need comprehensive business insurance. This includes commercial auto insurance. It also may include workers compensation insurance. READ MORE >>

Do you have home repairs that warrant a home insurance claim? Individuals who need repairs often must pay a home insurance deductible. This is a payment made to a repair provider or contractor before a home insurance policy kicks in to cover the rest of the cost. The owner must pay this amount out of pocket. READ MORE >>

Riding a motorcycle differs from other forms of transportation. You usually do not have the same measure of safety in an accident. Taking measures to protect your safety on the road limits the risk of severe injuries. It also helps ensure you do not face problems with insurance following an accident. READ MORE >>

Employers must provide safe working conditions for employees. When an employee suffers an injury on the job, he or she might have the right to obtain compensation from the employer. Such compensation comes in the form of workers' compensation. This type of claim can be expensive. READ MORE >>

In cases of severe flooding, the local authorities may issue evacuation orders. People who live in the evacuation zone may have to leave the area, or stay at their own risk. It is often a good idea for you to evacuate ahead of rising waters. Emergency services may not be able to get to you if you become stranded inside a flooded property. READ MORE >>

As you get ready for the spring, you’re probably taking on a lot of spring cleaning. After a long winter, it is time to prepare your home for a new season. Spring brings different weather threats and an increased risk of severe weather. Your home could face costly damages in these cases. READ MORE >>

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Knight-Dik Insurance Agency | 446 Main St, Worcester, MA 01608 | Ph: 508.753.6353 | Fx: 508.752.1764
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