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Knight-Dik Insurance Agency, Inc. Blog: auto insurance

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Buying a brand new car means paying a significant amount more than buying a used vehicle. However, your driving risks remain the same (if not more). Considering this, it is important for vehicle owners to have ample protection in place for their car. If an accident occurs right after you purchase your car, a basic car insurance plan may not be enough. READ MORE >>

When you get insurance, you are going to have to pay for it. This comes in the form of a premium. Think of your premium as the price you pay for an insurer to offer you your coverage.  Like with every service, most insurers don’t like it when you don’t pay your bill. READ MORE >>

Think about what your car means to you? Transportation and a source of pride at minimum. If it suddenly disappeared, you have a big problem on your hands. No one wants to face the prospect of vehicle theft. However, it’s a very real threat. Car theft in 2016 resulted in an average dollar loss of $7,680/theft. READ MORE >>

You may hear that you can save money by bundling auto insurance. The process involves buying car insurance and other insurance with one insurer. Buying more than one policy from the same agency may help you save money. This type of insurance offer is available from many insurers. READ MORE >>

Accidents occurring in company-driven vehicles can be complex to manage. Businesses with employees who drive trucks or other vehicles need comprehensive business insurance. This includes commercial auto insurance. It also may include workers compensation insurance. READ MORE >>

Spring Break is quickly approaching. If you are like many college students, you may have planned a getaway or a road trip with your best friends. Road trips are great ways to relax and get away from all your studies and enjoy quality time. But, before you leave, make sure your car is ready for the road ahead. READ MORE >>

When it comes to auto insurance, there are many people who don’t understand their coverage. In fact, there are people without cars who don’t see the need for coverage at all, although they drive. To make matters worse, they assume that the car owner has insurance that will cover them and the other vehicle if they are in a wreck. READ MORE >>

If you have recently gotten auto insurance, then you know that everyone listed in your household is listed on the application. Your insurance agent may inquire about the names of the individuals living with you, letting you know they are aware of each driver in your household and those who could possibly drive your car. READ MORE >>

Precipitation greatly influences the roadway. If you’re traveling in wet weather, maintaining safe driving practices is important. Your auto insurance provider cares for your driving safety, and dangerous conditions certainly increases driving dangers. What’s the Risk? READ MORE >>

Carpooling provides numerous benefits, yet less than 10 percent of commuters make use of it. Whether they don’t understand the benefits or they value riding alone, many people are missing out on the great benefits of carpooling. Carpooling helps preserve your vehicle, it’s safer for the environment and helps you save money. READ MORE >>

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Knight-Dik Insurance Agency | 446 Main St, Worcester, MA 01608 | Ph: 508.753.6353 | Fx: 508.752.1764
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