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Knight-Dik Insurance Agency, Inc. Blog

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Your homeowners insurance policy covers you from many different types of perils. It is the protection you need when you experience damage to your home from qualifying losses. Home warranties are another type of protection that protects homeowners, but in a much different way than the protection homeowners insurance provides. READ MORE >>

Carpooling provides numerous benefits, yet less than 10 percent of commuters make use of it. Whether they don’t understand the benefits or they value riding alone, many people are missing out on the great benefits of carpooling. Carpooling helps preserve your vehicle, it’s safer for the environment and helps you save money. READ MORE >>

Employee injuries on the job require you to react quickly. Your response time helps protect your business operations and your workers. Knowing what to do to file a claim on your workers compensation insurance after an accident can expedite the process, and help your employee get the medical care he or she needs. READ MORE >>

For most people, driving is an absolute necessity. Without it, they couldn't go to work or buy food and the other necessities of life. While these are compelling reasons for driving, they aren't good enough when you aren't in the right frame of mind. READ MORE >>

If you've ever driven your car over a stretch of highway without having any memory of the experience, then you have experienced highway hypnosis. If you have ever been startled by the rumble strip on the highway shoulder without recalling how your car got there, then again, highway hypnosis could be to blame. READ MORE >>

Homeowners insurance provides coverage for events such as property damage or loss, home damage or loss or liability related to injuries or deaths that occur on the property. Your personal property includes furniture, silverware, clothing and other movable items you keep in the home. READ MORE >>

When a fire ignites in your home, fast action on your part is vital. The safety of you and your family depends on how quickly you detect the fire and vacate your house. Early fire detection also means the fire department can put out the fire sooner, which can result in less damage to your house. READ MORE >>

Maintaining a safe workplace is a crucial part of running a successful business. Keeping your staff safe should be of paramount importance because without them, your business probably would’ve failed long ago. But we all know that sometimes accidents just happen. READ MORE >>

Winter means rain, fog, ice and snow. All of these nuisances can lead to lower visibility while you are driving and a greater chance of being in an accident. But you can lower the odds of having an accident, and, in turn, keep your car insurance premiums low. How? READ MORE >>

Accidents and injuries happen every day, some of which unfortunately can remove employees from the workplace for several weeks or months during recovery. Developing a back to work program can be beneficial for both employee and employer when it comes time to welcome an injured employee back into the workplace. READ MORE >>

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Knight-Dik Insurance Agency | 446 Main St, Worcester, MA 01608 | Ph: 508.753.6353 | Fx: 508.752.1764
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