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Knight-Dik Insurance Agency, Inc. Blog

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With the changing seasons comes severe weather. As we move from summer into autumn, severe weather can creep up fast, and cause massive damage. Thunder, lightning, hail and rain are hard on your vehicle. Rain can be especially devastating to your car if it causes water damage. READ MORE >>

It’s common for business owners to see workers compensation insurance as a basic expense of doing business and hiring employees. Yet, it provides a wide range of financial protection and can help to ensure that good relationships exist between you and your employees. READ MORE >>

Your home insurance is one of the most valuable tools you have to protect your largest asset, but it may not provide coverage for all the types of losses your property could face. Take a close look at your policy to know what specific types of coverage are provided and what may be excluded. READ MORE >>

Workers compensation insurance can allow employees hurt on the job to obtain the medical care they need. This is a type of business insurance secured by the business owner and put in place to minimize any financial obligation from the employer for covered claims. READ MORE >>

When it comes to auto insurance, there are many people who don’t understand their coverage. In fact, there are people without cars who don’t see the need for coverage at all, although they drive. To make matters worse, they assume that the car owner has insurance that will cover them and the other vehicle if they are in a wreck. READ MORE >>

Some small businesses believe they do not need to have workers compensation insurance. They are small. Their employees are “friends” of the company so it’s thought that they’re less likely to sue. The problem is, they could become hurt—or even worse—while on the job, and that could place a significant amount of financial risk on the organization. READ MORE >>

Flood insurance can be one of the best investments you make in protecting your property. However, most standard home and commercial insurance policies do not cover flooding. This will differ from one policy and area to the next. Floods are high risk and often lead to substantial loss when they occur. READ MORE >>

Trees add a lot of value and beauty to a home. They can also help to reduce your energy costs by providing shade in the summer months. Trees are often the type of plant you can put in place and not think about again. However, it is essential to manage and maintain your trees properly. READ MORE >>

For many employers, workers compensation insurance is required by law. Workers compensation protects both the employer and the employee. Employers who provide their employees with workers compensation are agreeing to cover medical bills and lost wages for their employees if they are injured on the job. READ MORE >>

If you have recently gotten auto insurance, then you know that everyone listed in your household is listed on the application. Your insurance agent may inquire about the names of the individuals living with you, letting you know they are aware of each driver in your household and those who could possibly drive your car. READ MORE >>

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Knight-Dik Insurance Agency | 446 Main St, Worcester, MA 01608 | Ph: 508.753.6353 | Fx: 508.752.1764
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