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Knight-Dik Insurance Agency, Inc. Blog

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Many companies require employees to perform the same tasks day in and day out. It is not necessarily like this only in factory-type jobs. Even office workers spend their time doing the same activities most days. In some situations, this type of work can lead to injuries. READ MORE >>

One major milestone in your life is buying a home. To you, it may be your first reward for working so hard in life. With all the emotions surrounding a home purchase, it’s easy to miss steps that can cost you in the long run.  One commonly missed opportunity for buyers is a home inspection. READ MORE >>

There are many people who experience injuries at work. They may slip and fall. They might smash their finger in a door. In most cases, workers’ compensation insurance covers work-related injuries. What Is Workers’ Compensation Insurance? READ MORE >>

With the changing seasons comes severe weather. As we move from summer into autumn, severe weather can creep up fast, and cause massive damage. Thunder, lightning, hail and rain are hard on your vehicle. Rain can be especially devastating to your car if it causes water damage. READ MORE >>

It’s common for business owners to see workers compensation insurance as a basic expense of doing business and hiring employees. Yet, it provides a wide range of financial protection and can help to ensure that good relationships exist between you and your employees. READ MORE >>

Your home insurance is one of the most valuable tools you have to protect your largest asset, but it may not provide coverage for all the types of losses your property could face. Take a close look at your policy to know what specific types of coverage are provided and what may be excluded. READ MORE >>

Workers compensation insurance can allow employees hurt on the job to obtain the medical care they need. This is a type of business insurance secured by the business owner and put in place to minimize any financial obligation from the employer for covered claims. READ MORE >>

When it comes to auto insurance, there are many people who don’t understand their coverage. In fact, there are people without cars who don’t see the need for coverage at all, although they drive. To make matters worse, they assume that the car owner has insurance that will cover them and the other vehicle if they are in a wreck. READ MORE >>

Some small businesses believe they do not need to have workers compensation insurance. They are small. Their employees are “friends” of the company so it’s thought that they’re less likely to sue. The problem is, they could become hurt—or even worse—while on the job, and that could place a significant amount of financial risk on the organization. READ MORE >>

Flood insurance can be one of the best investments you make in protecting your property. However, most standard home and commercial insurance policies do not cover flooding. This will differ from one policy and area to the next. Floods are high risk and often lead to substantial loss when they occur. READ MORE >>

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Knight-Dik Insurance Agency | 446 Main St, Worcester, MA 01608 | Ph: 508.753.6353 | Fx: 508.752.1764
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