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Knight-Dik Insurance Agency, Inc. Blog

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    Occupational health experts agree that the most successful safety and wellness programs are those that begin from the top-down.  This is about creating an organizational culture with employee wellness and safety as its centerpiece. READ MORE >>

    A company wellness and safety program is a crucial feature for controlling worker’s compensation costs.  In order for such an initiative to be effective, it must be driven from the top.  A leadership driven initiative will ensure employee buy-in, and employee buy-in is what truly makes any wellness and safety program a success. READ MORE >>

The Insurance Journal covered a recent insurance summit. One panel discussed ways to lower workers' compensation insurance costs.  Of course, businesses also want to offer their employees the best care. They just want to offer that care in a cost-effective way. READ MORE >>

You may hear that you can save money by bundling auto insurance. The process involves buying car insurance and other insurance with one insurer. Buying more than one policy from the same agency may help you save money. This type of insurance offer is available from many insurers. READ MORE >>

Accidents occurring in company-driven vehicles can be complex to manage. Businesses with employees who drive trucks or other vehicles need comprehensive business insurance. This includes commercial auto insurance. It also may include workers compensation insurance. READ MORE >>

Do you have home repairs that warrant a home insurance claim? Individuals who need repairs often must pay a home insurance deductible. This is a payment made to a repair provider or contractor before a home insurance policy kicks in to cover the rest of the cost. The owner must pay this amount out of pocket. READ MORE >>

Riding a motorcycle differs from other forms of transportation. You usually do not have the same measure of safety in an accident. Taking measures to protect your safety on the road limits the risk of severe injuries. It also helps ensure you do not face problems with insurance following an accident. READ MORE >>

An accident on the road requires you attention. You must take proper steps to file a claim with your auto insurance or the insurance of another driver. By taking specific steps, you avoid complications with the process of filing a claim. You can also get the timely assistance you need from your car insurance policy. READ MORE >>

Employers must provide safe working conditions for employees. When an employee suffers an injury on the job, he or she might have the right to obtain compensation from the employer. Such compensation comes in the form of workers' compensation. This type of claim can be expensive. READ MORE >>

In cases of severe flooding, the local authorities may issue evacuation orders. People who live in the evacuation zone may have to leave the area, or stay at their own risk. It is often a good idea for you to evacuate ahead of rising waters. Emergency services may not be able to get to you if you become stranded inside a flooded property. READ MORE >>

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Knight-Dik Insurance Agency | 446 Main St, Worcester, MA 01608 | Ph: 508.753.6353 | Fx: 508.752.1764
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